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MM2H Visa Fixed Deposit Withdrawal

MM2Hビザ定期預金引き出しサポート

 

MM2H Fixed Deposit Withdrawal

Upon approval, you are required to open a fixed deposit account at any bank in Malaysia, which must be maintained throughout the validity of your MM2H visa.

However, you are allowed to make a partial withdrawal from the required fixed deposit.

  • - For MM2H visa holders who obtained their visa in or after 2024: Withdrawals are permitted at any time after the visa has been endorsed, regardless of the fixed deposit maturity date.
  • - For MM2H visa holders who obtained their visa before 2024: Withdrawals are permitted from the second year onward after the visa has been endorsed.

This procedure can be done even if you are not in Malaysia, but you may need to visit the bank in person, depending on the bank’s policies.

Terms and Conditions

Fixed deposit withdrawals are permitted for the following purposes.
Only expenses incurred after obtaining the MM2H visa and that have already been paid are eligible.

  1. House Purchase

    For purchasing a house in Malaysia. Purchases under your spouse’s name are also allowed.

  2. Children’s Education in Malaysia

    School tuition fees and other expenses related to your children’s education.

  3. Medical Expenses

    Expenses related to medical treatment in Malaysia, including medication, consultations, and hospitalization.

  4. Travel Expenses

    Travel expenses within Malaysia, including transportation, accommodation, and entrance fees.
    * Applicable only to MM2H visa holders who obtained their visa in 2024 or later.

  5. Interest on Fixed Deposit Account

    Withdrawals of interest earned on fixed deposits are permitted. When opening a fixed deposit account, you can choose how to handle the interest from the options below:

    A. Principal and Interest Continuation: The interest earned is automatically added to the principal, and the total amount (principal + interest) is reinvested as a fixed deposit.

    B. Principal Continuation: The interest earned is credited to your savings account, and only the principal continues as a fixed deposit.

    Note: If you choose “A. Principal and Interest Continuation,” withdrawing interest requires application to and approval from MOTAC.

  • The withdrawal amounts are as follows:
    For MM2H visas obtained before 2021: Up to RM50,000 if you are over 50 years old, and up to RM150,000 if you are under 50 years old.
    For eMM2H visas obtained after 2021: Up to 50% of the deposit.
    The remaining fixed deposit must be maintained until the termination of the MM2H visa.
  • Withdrawals can be made multiple times, but it is recommended to apply for it all at once.

Required Documents

1. Letter of Intent (Original)
If you are abroad, you will need to sign the letter prepared by us and then courier to us.
2. MM2H Visa Approval Letter (Copy)　【SAMPLE】
3. Passport Bio Page (Copy)
4. MM2H Visa Page (Copy)
5. Proof of Purpose and Payment of Withdrawal
  • House Purchase :
    - Copy of Sales and Purchase Agreement (all pages)
    - Copy of the receipt (e.g., down payment)
    - Bank statements (with proof of fund transfer)
  • Education Expenses :
    - Copy of permission to study
    - Copy of letter of offer, and certificate of enrollment
    - Copy of the tuition fee receipt
    - Bank statements (with proof of fund transfer)
  • Medical Expenses :
    - Copy of medical treatment certificate
    - Copy of the medical treatment receipt
  • Travel Expenses :
    - Copy of receipts for transportation, accommodation, entrance fees, etc.
  • Interest Withdrawals :
    - Copy of of the latest bank statement
6. Bank-Related Documents
  • Copy of of the latest bank statement
  • Original latest bank lien letter
We will arrange these for you, but some banks may require the account holder to handle this in person at your bank.
  • The required documents (5) may be slightly different depending on the bank.

Application Procedures

STEP.1
Inquiry

Inquiry

Please contact us with your inquiry.

STEP.2
Payment

Payment

Payment can be made via bank transfer or credit card through PayPal.

STEP.3
Document Preparation

Document Preparation

Please email the required documents to us for verification. Depending on the bank’s procedures, you may be required to obtain the fixed deposit–related documents (Required Document No. 6) directly from the bank yourself (Length of stay: 1 working day).*

STEP.4
Document Submission & Issuance of Withdrawal Authorization Letter

Document Submission & Issuance of Authorization Letter

We will submit the documents to Immigration. It takes approximately 2 weeks for the authorization letter to be issued.

STEP.5
Fixed Deposit Withdrawal

Fixed Deposit Withdrawal

We will submit the authorization letter to the bank to proceed with the partial withdrawal of the fixed deposit on your behalf. However, depending on the bank’s procedures, you may be required to visit the bank and complete the process in person (Length of stay: 1 working day).

Fees

Support
Details		★Required document preparation and verification
★Submission to the Immigration Malaysia
★Fixed deposit withdrawal support at your bank
*After the withdrawal, the funds will be transferred to your savings account. If you wish to transfer the funds abroad, please complete the transfer procedures yourself or contact us separately if you require assistance.
Fees

RM3,000

  • If you are withdrawing the fixed deposit for educational purposes and require our assistance in obtaining a permission to study, an additional fee of RM2,000 will apply.

Inquiry

Inquiry about MM2H Visa Fixed Deposit Withdrawal

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